You’ve Reached the

Next Level of Success

Now You Need Financial Strategies

& Advisors that are a Match for You

Create Your Plan Today.

You need a modern plan that uses Financial Innovation to Engineer Wealth. This type of Custom Gameplan will provide you with both the Offensive (Growth) and Defensive (Control) Components for Balance. 

Not all Financial Planning is equal. Make sure the one you have, is not just off the shelf. 


When an Entrepreneur, Business Owner or High Level Executive Achieves a Certain Level, they need a  Financial Consultant who Understands not just them, but also Business. It’s Time to Adapt your plan. 

A business that makes $1 million a year is not the same as a business that makes $5 to $10 million a year, or even $20 million. The Strategies that got you to one level, will not be the same to take you higher. 

You need Strategies that Match Your Level. 


These Strategies work best with Professionals who typically are making $250,000 a year or more. These Ideas are Not For Everyone. There are required minimums, and income levels needed. Meet with us to learn more and determine if this is a good fit for you. 

Click on the Name of the Strategy

You Wish to Learn More About:


Money Management

  • Growth Thru Focused Investing


Equity Creator 

  • Create A Tax Free Exit Strategy


Tax Protection

  • Control Your Capital


Consulting Services

  • Business Financial Review


Money Management

  • Growth Thru Focused Investing

Are you unhappy with your investment performance?  We have top performing strategies to help you. 

Investing does not have to be a random gamble. It should be Planned and Deliberate

Our Process is SimpleEasy to Hire. Easy to Fire.

Investing Philosophy:

  • Invest in Good Public Companies
  • 20 – 30 Positions
  • Co’s w/ Strong Balance Sheet with Low Debt + Cash & Cash Flow
  • Secular Growth & Strong Leadership Position in Their Market
  • Macro Outlook: We like a Stable Economy & Credit Market


We are Growth Investors: If we do not produce returns on assets that beat the market, move on from us. The stock picks are Industry Leading Companies with Strong Balance Sheets

Most financial planners give clients off the shelf ETF strategies, and some are good, but some ETFs do not match their client’s needs.

ETF’s that follow the whole S&P 500 have all of the companies in them, and make investment decisions by computer. Many of these companies are not worth investing in, just a drag on your Money.

We hand Pick Each Position and Monitor it Daily.

The Breakdown of the S&P would surprise many people. Only 20% of the companies are worth investing in.

That leaves 80% to avoid. This includes the bottom 20% – that are Zombie Co’s. These are companies that are not profitable, not growing, and just servicing debt.

Think Real Estate for Example: 

Would you want to Own All the Houses on a Block? This includes the Beat Up Homes, with No curb appeal. 

Or the Niceset Homes on the Block?

Own the Top 20%

How we Work with Clients

You receive Straight Forward wording in explanations. We can talk financial jargon, and flash complex charts if you want, but find it is often not needed.

We give Weekly Insights and Updates to our Clients. Here is an example:



Paid for Performance: We charge a small fees, and the company pays us direct for asset management. 

This Strategy is offered in a partnership with Wealth for Life.

All accounts are opened at Schwab. We work best with households with incomes over $250k. Our tactical opportunity strategy has a $50,000 minimum.

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Equity Creator 

  • Create A Tax Free Exit Strategy

We believe Everyone should be able to Exit the Workplace on their Own Terms, not someone else’s. We’re the Advisors who can Show You How.

We work with Entrepreneurs, Business Owners, and High Level Executives to Improve Cash Flow, and Pull Equity out of the business. The goal is to Grow your overall Net Worth. Your business may not sell for what you think it is worth, but there are options to Create an Exit Strategy that acts as your ‘Backup Plan’ if you decide not to sell. 

We usually use Insurance Strategies for our Clients to carry this out. Tax Free Matching is our most popular strategy, because it has Many Benefits

  • Tax Free Matching Brings Tax Free Money
  • Provides an Increase to Your Contributions of 260% (2.5x +)
  • ​Allows you to acquire Tax Free Assets
  • Provides Principal Protection & Locks in Gains
  • Unlocks Business Equity 
  • Secure a Baseline of Tax Free Income ​60 – 100% higher vs. saving on your own
  • Frees up Capital, offers Control,  and Reduces Financial Pressures to Save
  • Provides layers of Asset Protection 
  • Security to Partner with some of the Largest Financial Institutions 
  • Expands Options to Create a Better Retirement Plan
  • Controls Time by Catching up on Saving for Retirement 
  • 5 and Done – make Contributions for a Definitive Timeline of 5 years, and then No More 

A Good Return of Investment (ROI) is 25%. A much better ROI is 2 -3x (200 – 300%).

A Great ROI is 7 – 10X (700% +). That is what Tax Free matching can do for you.

Put in $250K over 5 years, and watch it Grow to be a $1.75 + Million Asset over the Long Term.

This process can be used by Management to Create a Plan for their Star Employees, hence you can Retain Top Talent wihout needed to give up any Business Equity. It also has All of the Same the Benefits from the Tax Protection strategy below. 

High Level Executives can Design a Plan with Options, as if you own the business. Then, Executives can benefit from streams of Cash Flow, acquire Assets, have an Equity Position, and Create an Exit Strategy from your career. This all adds up to a Higher Net Worth.

Click on More Info below to watch the videos and learn the process. 

Financial Innovation is one of the greatest way to Multiply Wealth. In essence, it helps you Create More Wealth with Less Capital. The key is financial leverage thru the use of Low Risk Assets.

You Borrow at a Low Rate, and Invest at a Higher Rate using OPM (other people’s money).

The analogy is similar to a real estate investment deal.  You need to Engineer Wealth, by not using all of your own capital. 

For Examples Watch This Video

Because these are Insurance Strategies, we receive payment (not from the Client)  direct from the company. 

This Strategy is offered in a partnership with Wealth for Life

More Info:

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Tax Protection

  • Control Your Capital

Using the Tax Code to Reduce or eliminate Taxes can be one of the biggest things you do to Increase your Financial Security.

The Objective is to move more of your money into a long term Tax Free positionWe usually use Insurance Strategies for our Clients to carry this out. (Multiplier Match being the most popular). 

It is Important to have your funds Separated into 3 Types of Accounts:

  • Taxed – Normal W2 income (1099, salary, etc.), Investments (maybe Taxed at lower Cap Gains rates)
  • Tax Deferred – typical retirement accounts like 401K, IRA
  • Tax Free – Insurance Accounts, or Roth IRA

Most professionals have all of their money in the Taxed, or Tax Deferred categories which lacks balance. The Problem is all of your money is exposed to either the Current Government Tax Code – or the unpredictable Future Tax Code. Either way, you have less Certainty of what you will be paying. 

Moving money into a Tax Free position can help you Increase your Wealth, and potentially save you six figures or more in taxes.

Tax Protection Client Example –

Let’s look at the Tax Brackets Strategy one of our clients is using to save a fortune in taxes.

The idea is simple. You combine taxable and tax free income streams during retirement to stay in lower tax brackets.

This can save six or seven figures in taxes over time:

For the client we set up a tax free income strategy over 10 years ago, and he’s now in the distribution phase…

$180,000 per year taxable
$100,000 per year tax free
=$280k in income

The taxable money fills up the lower brackets.

The $100,000 tax free would have normally been taxed at 24%.

Since it’s tax free this saves $24,000 per year.

$480,000 in tax savings over the next 20 years. 

Keep that money earning interest and it could double or triple.


Historical Tax Rates have been as high as 70% for top earners. Do you think rates will got to 70% again? This may not happen, but what about increases of 5 or 10%? 

This post gives a brief history of tax rates, and a breakdown example:

This blog reviews the Benefits of Insurance Strategies:

Click on the More Info button below to watch the Videos – or –

The Tax Protection Course

If you would like to figure out how much of your funds are in each type of Tax Account, you can Download the Tax Protection Worksheet Here:


Because these are Insurance Strategies, we receive payment (not from the Client)  direct from the company. 

This Strategy is offered in a partnership with Wealth for Life

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Tax Guide

Hidden Tax Threat for the Six Figure Earner


What You Don’t Know Could Cost You Six Figures  or More in Extra Taxes!


Download the Tax Guide to help Protect You from Long Term Tax Traps.




Consulting Services

  • Business Financial Review

We can provide different Consulting Services, like traditional financial planning to business consulting.

A Good Advisor can always be beneficial, especially Advisors who have worked in financial services for nearly two decades, specializing in Tax Minimization, Income Replacement, Future Income, and Asset Protection.

Asset Protection – 

The imporatnce of have financial paperwork and business docs in order cannot be over-stated.

Personal Checklist – insurance docs like life insurance and P&L, estate planning docs (wills, trusts, powers of attorney, etc.), passwords and banking info organized


We also have extensive Business Experience in: starting and running business, writing business plans, accounting and budgeting, building and managing teams, buying / selling companies, loan negotiation, working with investors, tax planning, sales, marketing / branding, and more.

All business owners need to think about succession plans, exit strategies, and legal protections from both lawsuits, and creditors.

Business Checklist – keyman insurance, buy/sell agreements, LLC setup, operating agreement, umbrella insurance, D&O (directors & officers) insurance

Trusts: There are numerous reasons to use trusts to protect certain assets (ie – real estate, or business).

Selling a Business:  When planning your Exit Strategy from a business, consider how the proceeds will be received.

Plan your strategy long in advance (before listing a business for sale), to get financial and corporate info in order.

The use of a Deferred Sales Trust can be a powerful asset in prolonging capital gains tax on sale proceeds.

We are able to Review:

  • Retirement Plans
  • Asset Protection Setup
  • Buy / Sell Agreements
  • Business Financials
  • Business Plans
  • Corporate Setups
  • Life Insurance
  • Long Term Care
  • Annuities
  • Certain Estate Docs

** We always recommend you talk with a legal (& accounting) specialist to see if your personal or corporate setup necessitates the above. 

Clients pay direct for certain Consulting Services requested. 

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Wealth Advice Simplified

We work with Entrepreneurs, Business Owners, Investors, and High Level Executives to improve Cash Flow, pull Equity out of the business, and Grow their overall Net Worth.

We Can Help You:

  • Create Your Exit Strategy
  • Acquire More Assets
  • Unlock Business Equity
  • Control Your Capital
  • Retain Top Talent
  • Expand Your Options
  • Advise on Business
  • Retire with Better Terms
  • Diversified Financial Planning
  • Grow Your Net Worth

* There are times when we partner with Wealth for Life on some of these Strategies.

For more Info:

Let's Begin